whether online or offline. Now you don’t have to worry about carrying cash; Wherever you go, the debit card is easily accepted and you can pay at the click of a button. Plastic is the currency of the 21st century. Over the years, debit cards have changed the face of payments.
Get Advantage of your Debit card
The most important benefit of debit cards is that they are widely accepted worldwide. Debit cards are payment cards that use your account (savings or current) balance. Another obvious advantage is that they copy cash, which can be a hassle, meaningless. If you need any kind of cash, you can go to the nearest ATM and swipe your card. A debit card makes you debt-free, allowing you to spend only the account you already have.
The secret features should you know of your debit card
EMV Chip
The primary purpose of this chip is to protect you from debit card fraud by introducing PIN payment method. The EMV chip is an acronym for Europay, MasterCard and Visa.
Debit card Expiry Date
You unable to make any online / offline transaction without expiry date. As the name suggests, the issue date is when the bank offers you a debit card. You can use it till expiry date. After the expiration date, you must renew the card to continue using it.
Card Number
Debit Card number is always unique and is vital for all transactions you make over a phone or online. The card’s number is a 16-digit number on the front of your debit card.
CVV Number
The debit card CVV number is also unique. its stand for Card Verification Value number. Like your debit card number, You will need your CVV number whenever you make any online transactions.
Magnetic Chip
The magnetic chip uses for readers and ATM to access your account information for an offline transaction. The magnetic chip is a black coloured strip across the back of the card.
Bank Name & Logo
Bank name & logo are usually be at the front side of the card to ensure visibility. The issuer bank is responsible for issuing the debit card will have its logo on card.
Signature Option
Signature bar available at the back of your card, you can find a signature bar. As soon as you receive it you must sign it to protect yourself from debit card fraud.
Customer Care Number
you can normally find it at the back side of your debit card which help you in case of any queries or other issues with your debit card. In case of theft, fraud, or loss of your debit card, you can call the customer service number. This number is toll-free.